Chapter 1: Meet Zee and Joong

Underwritten DesiresWords: 1623

Zee, 32, is a man of discipline, experience, and sharp instincts—qualities that have propelled him through a decade at Mosaic Insurance. What started as a fresh-faced rookie stint has led him to his current position as co-head of the Insurance Fraud Department. Over the years, he's seen every trick in the book—fabricated accidents, exaggerated claims, and elaborate cons designed to exploit the system. With a no-nonsense approach and a reputation for being relentless in pursuit of the truth, Zee prides himself on keeping fraudsters in check. Yet, the deeper he dives into deception, the more he wonders if anything in this field is ever black and white.

Joong, 24, has only been with Sownpo Insurance for two years, but his insight into fraud runs far deeper than his short tenure suggests. His father's past—his arrest and conviction for insurance fraud—taught Joong firsthand how people justify their actions when desperation and greed take over. Instead of shying away from the industry that shattered his family, Joong chose to step right into its underbelly, determined to uphold the integrity of insurance. As a junior officer in Sownpo's Fraud Department, he brings fresh perspective, sharp intuition, and a unique ability to think like the very people he's trying to catch.

When a fraudulent claim unexpectedly ties their paths together, Zee and Joong find themselves on the same side of the case—but at odds in almost every other way. Their investigation promises to expose more than just the criminals at hand; it may just unravel their own guarded truths... and the tension simmering between them.

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